Payments & Billing

Credit Card Surcharge Laws by State: A Guide for AEC Pros

John Lehman
John Lehman
September 29, 2021

The practice of implementing a surcharge to recoup the costs of credit card processing fees was illegal across the country for several decades. However, thanks to a class action lawsuit in 2013, a large number of states began permitting the practice, with more and more states following suit over the course of the decade. Here, we’ll provide AEC professionals with the most up-to-date information we have on the legal status of credit card surcharges on a state-by-state basis.

Alabama:

Alaska:

Arizona:

Arkansas:

California:

Colorado:

Connecticut:

Delaware:

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Georgia:

Hawaii:

Idaho:

Illinois:

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New Mexico:

New York:

North Carolina:

North Dakota:

Ohio:

Oklahoma:

Oregon:

Pennsylvania:

Rhode Island:

South Carolina:

South Dakota:

Tennessee:

Texas:

Utah:

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Virginia:

Washington:

West Virginia:

Wisconsin:

Wyoming:

Depending on your location, being able to implement a surcharge can make offering the option to pay by credit card much easier to stomach. You can offer your clients the payment options they prefer to use, while minimizing the costs associated with them on your end. It’s a win-win for both of you!

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